The non-bank specialist layer for scenarios you can't place.
When a client's scenario falls outside your non-bank expertise or panel, Anbi provides specialist origination capacity. You keep the relationship. We place the loan.
Refer the scenario. We handle the origination.
Identify the scenario
Your client needs non-bank placement you cannot efficiently service through your existing panel.
Refer to Anbi
Send us the client via co-branded link or direct introduction. We take it from there.
We assess and originate
Anbi assesses the scenario, matches to the right lender, and manages the file through to settlement.
You earn commission
Referral commission paid on settlement. The client stays yours for all future lending.
Scenarios where specialist placement makes the difference.
You do not need to lose the client to solve the problem. Referring the non-bank component to Anbi means your client gets placed, you earn commission, and the relationship stays intact for the next deal.
Self-employed alt-doc beyond your panel
Client needs accountant-declared or BAS-based income verification at a lender you are not accredited with, or the scenario requires specialist alt-doc products outside your usual panel.
DTI-capped investors
Client exceeds the APRA 6x DTI cap and needs a non-bank lender exempt from the restriction. You may not have the non-bank panel depth to place these efficiently.
Adverse credit requiring specialist assessment
Client has defaults, judgments, or Part IX history that requires specialist lender assessment. Correct placement requires product-level knowledge of adverse credit tiers across multiple lenders.
Multi-dimensional complexity
Trust structure plus self-employed income plus adverse credit. These scenarios require cross-referencing 5+ lender policies at the product level to find the right fit. We do this daily.
Commission without compliance.
Referral commission on settlement
Paid on every settled loan. No upfront cost. No risk. Commission terms are agreed directly with each partner.
Full case visibility
Status updates at every stage: assessment, documentation, submission, lender response, settlement. You know where your client stands.
Zero compliance burden
Anbi holds the file under our licence. You are a referring party, not the originator. No additional compliance obligations attach to the referral.
Client retention
We handle the non-bank scenario. You retain the client relationship for all future standard lending. We do not cross-sell or solicit your client for bank-eligible scenarios.
Set up a referral arrangement.
Tell us about your practice and the types of non-bank scenarios you encounter. We will respond with the referral arrangement details, including commission structure and how cases are managed.
- Response within one business day
- Co-branded referral link provided on acceptance
- No minimum volume required
- Client relationship remains with you