Higher quality submissions. A new origination channel.
Anbi delivers pre-qualified, policy-matched, submission-ready application packages from a professional referral network that does not overlap with the traditional broker channel.
What every submission includes.
Policy pre-checked applications
Every submission is validated against your current credit policy before lodgement. Income type, entity structure, LVR, credit tier, and documentation pathway are confirmed before your assessment team receives the file.
Complete documentation packages
Document checklists are tailored to your product requirements. Identity, income, security, and liability documents are verified for recency, completeness, and format before submission. Fewer further-information requests.
Written scenario narratives
Each submission includes a covering note explaining the borrower scenario: income structure, credit position, security details, and borrower objectives. Your assessor understands the deal before opening the file.
Structured, consistent format
Submissions follow a consistent package structure across all cases. Your team knows where to find every document and every data point. No hunting through disorganised email attachments.
A channel that does not cannibalise your existing broker relationships.
Non-competing origination channel
Anbi's referral sources are accountants, buyer's agents, and financial planners, not competing mortgage brokers. Cases that reach Anbi would not otherwise flow through the broker channel.
Pre-qualified pipeline
Every borrower completes a structured assessment before reaching submission stage. Cases are triaged, qualified, and documented before they consume your assessment resources.
Higher conversion rates
Policy pre-checking and submission quality are designed to produce higher submission-to-approval rates than the industry average, reducing your cost per originated loan.
The scenarios we originate.
Self-employed investors
Alt-docABN 12+ months, accountant-declared income, investment purchase or refinance. LVR 70-80%.
PAYG DTI-capped borrowers
Full-docClean credit, PAYG verified income, DTI above 6x due to existing portfolio. Investment purchase.
Self-employed owner-occupiers
Alt-doc / SpecialistSelf-employed 12+ months, owner-occupied purchase or refinance. May include minor or resolved adverse credit.
Discuss accreditation or volume expectations.
If you are a non-bank lender interested in receiving structured submissions from Anbi, or if you are an existing panel lender with questions about our process, please get in touch.
- Response within one business day
- No exclusivity arrangements required
- Volume and scenario type data available on request